Agents Offer Solutions to Cover Uninsured
For Immediate Release
Contact: Caitlin Kubler 703-770-8251, ckubler@naifa.org
August 29, 2007
- Click here to read Rx for Health Care – the Advisors' Perspective
- Click here to download the PowerPoint Presentation - Rx for Health Care - the Advisors' Perspective
FALLS CHURCH, VA —The Association of Health Insurance Advisors (AHIA), the health insurance division of the National Association of Insurance and Financial Advisors (NAIFA), has developed principles that would support a workable solution to the health insurance coverage issue.
The Rx for Health Care – the Advisors' Perspective principles will help lower costs and ensure coverage is available to all citizens – without resorting to new government programs or jeopardizing the high quality of care we enjoy and expect as American consumers.
The health care reform challenge is to bring millions of uninsured Americans into the system and to reduce the high cost of health care for everyone. Of course, these two challenges are related and one cannot be solved without tackling the other.
"The plan builds on the strengths of the current system with targeted state and federal tactic that can make health insurance more affordable for all American families" states AHIA President, Lawrence E. Lounds, CLU, ChFC, LUTCF.
Key elements of the AHIA plan include:
- Provide Tax Incentives and Deductibility of Premiums
- Consider the Demographics of the Uninsured
- Voluntary Coverage Preferred, Modified Mandatory May be Acceptable
- Remove Legislative and Regulatory Barriers that Limit Insurance Options
- Provide Assistance to Those Who Can't Afford Insurance
- Establish State Risk Pools
- Allow Affordable Coverage
- Eliminate Cost Shifting
- Establish Comparative Effectiveness Research
- Increase Consumer Education
- Expand Wellness Programs
- Create Cost Transparency
- Reduction in Defensive Medicine
- Modified Community Rating
- Provide Consumer Assistance
"With the Census Bureau recently reporting an increase in both the percentage and the number of people without health insurance, it's time to adopt policies that will make less expensive coverage available" continues Lounds.
AHIA looks forward to working with Congress and the state legislature to implement affordable access proposals.
